In the atmospheric correction process of the satellite ocean color data, the removal of the aerosol scattering contribution over the coastal and inland water bodies has been a major challenge with the standard algorithms. In this work, a practical method is proposed based on a combination of NIR and ultraviolet (UV) bands (named as UVNIR-ex) for the succeeding generation of space borne multispectral and hyperspectral sensors. This scheme replaces the black-ocean assumption and accounts for non-zero water-leaving radiance contributions in the NIR and UV bands. The aerosol contributions are thus deduced for these two bands and used to select the appropriate aerosol models to retrieve aerosol optical properties and hence, water-leaving radiances in the UV, Visible and NIR bands. The performance of the UVNIR-ex algorithm was tested and evaluated based on match-ups between HICO and in-situ observations in optically complex coastal and inland waters and by comparison with three alternative aerosol correction methods based on UV-NIR, Spectral Shape Parameter (SSP) and iterative NIR (INIR) approaches. A preliminary comparison with in-situ aerosol optical thickness (AOT) measurements from AERONET-OC sites revealed that the UVNIR-ex algorithm significantly improved the AOT retrievals with a mean relative error (MRE) around 25%, while the UVNIR, SSP and INIR algorithms showed performance degradation with a MRE of 27%, 34%, and 42%, respectively. The comparison with AERONET-OC and regional in-situ measurements from turbid and productive waters further showed that the INIR algorithm underestimated the nLw retrievals in blue bands in turbid waters (MRE > 100%) and negligible nLw in red-NIR bands and high anomalous radiances in UV-Blue bands in productive waters (MRE 53%). The SSP and UVNIR algorithms performed better in retrieving the nLw in green-NIR bands but showed significant errors in UV-blue bands in both turbid and productive waters. Based on these match-up analyses, the UVNIR-ex algorithm yielded best nLw retrievals across all the UV-NIR bands in terms of accuracy and performance. The highest accuracy and consistency of the UVNIR-ex algorithm indicates that it is more suited for estimating the aerosol optical properties and water-leaving radiance and has a significant advantage over the requirement of shortwave infrared bands for turbid and productive waters. © 2019 Optical Society of America under the terms of the OSA Open Access Publishing Agreement